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Home Loans with Mortgage Masters: Your Path to Homeownership

Your Trusted Partner for Home Loans in the UAE

Are you dreaming of owning a home in the UAE? Mortgage Masters is here to help make your dream a reality. We offer the best home loans in Dubai, Abu Dhabi, Sharjah, Ajman, and across the UAE.

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Home Loans with Mortgage Masters: Your Path to Homeownership

A home loan, also called a mortgage, is money you borrow from a bank or finance company to buy a house. You pay back this money over time, usually with interest.

Why Choose Mortgage Masters for Your Home Loan?

  • Best Interest Rates in UAE: We work hard to find you the lowest interest rates possible.

  • Expert Guidance: Our team knows all about home finance in the UAE and will help you every step of the way.

  • Flexible Options: Whether you're buying in Dubai, Abu Dhabi, Sharjah, or Ajman, we have loan options to fit your needs.

Dubai is a popular place to buy a home. We offer great home finance options in Dubai to help you settle in this exciting city.

Home Loans in Dubai

Looking to buy in the capital? Our home loans in Abu Dhabi come with competitive interest rates and flexible terms.

Home Loans in Abu Dhabi

This is the space to introduce the Services section. Briefly describe the types of services offered and highlight any special benefits or features.

Home Loans in Sharjah

Looking to buy in the capital? Our home loans in Abu Dhabi come with competitive interest rates and flexible terms.

Home Loans in Ajman

Our Home Loan Services

Why Home Loans Matter

Buying a home is a big step. It gives you:​

  • A place that's truly yours

  • A chance to build wealth over time

  • Stability for you and your family

With Mortgage Masters, you get more than just a home loan. You get a partner who cares about your future.

Ready to Start Your Home Buying Journey?

At Mortgage Masters, we're committed to helping you find the best home loan in the UAE. With our expert knowledge and the best interest rates, we'll guide you to homeownership.

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Contact us today to learn more about our home finance options in Dubai, Abu Dhabi, Sharjah, Ajman, and across the UAE. Let's make your dream home a reality!

FAQs About Home Loans

1. How do I apply for a Home loan in Dubai?

The process with Mortgage Masters is straightforward. Our mortgage consultant will conduct a brief call to assess your requirements. Based on your profile, we will recommend a selection of banks and then proceed with the initial step of obtaining pre-approval.

2. Which is the best bank in UAE for home loans?

Numerous local and international banks offer competitive rates and services. However, factors such as your income, nationality, current employer, and liabilities will determine the most suitable bank for you. To identify the best option, schedule a free consultation with Mortgage Masters.

3. What is the lowest interest rate?

Interest rates start at 3.75% and can go up to 5.39%, depending on your profile and your willingness to transfer your salary to a recommended bank.

4. How do I check my eligibility ?

You can assess your eligibility using our mortgage calculator; ensure that your EMI does not exceed 50% of your income. Additionally, we can evaluate your existing liabilities to help you secure the maximum financing possible.

5. Can a Non Resident get a mortgage in UAE ?

Yes, the UAE is an excellent destination for investment. Even if you are not a resident, our experts can facilitate a smooth and convenient process for obtaining a home loan in the UAE

6. Does my credit score (AECB) affect my mortgage process?

Yes, to some extent, but having repaid your previous bills on time will not be an issue. We are just a call away to discuss your profile in detail.

7. What is the minimum AECB score required for a mortgage ?

A minimum AECB score of 540 is generally required to secure a loan. However, some banks may consider your application with a lower score if you provide a valid justification.

8. What is the minimum salary required for a mortgage

Typically, the minimum income requirement is 10,000 AED. However, some banks may accept a profile with an income of 8,000 AED if you are willing to transfer your salary.

9. What is an MOU ?

A Memorandum of Understanding (MOU) is an agreement between the buyer and seller that is signed during the property purchase process

10. How much downpayment should I have to take a mortgage

You need to contribute only 15.2% of the property's value when purchasing, with the remaining amount available for financing through a bank.

11. What are the land department or registration charges while purchasing a property in UAE .

The property transfer fee is 2% in Abu Dhabi, 3% in Ajman, and 4% in the other emirates. Banks can cover up to 80% of these additional charges.

12. How long does the whole mortgage process takes ?

The process involves several steps: pre-approval, valuation, final approval, and loan disbursal. Typically, this takes 3-4 weeks. However, our consultants can help you expedite the process and ensure completion before the deadline.

13. Can I take Cash out on my property?

Yes, several banks in the UAE offer cash loans against your property.

14. Why there’s a sudden increase in EMI ?

A sudden increase in your home loan EMI may occur after your fixed term ends. Following the completion of your fixed term, the EMI will be based on the Emirates Interbank Offered Rate (EIBOR) and the bank’s margin applied to your outstanding loan. However, you can switch banks at a minimal cost and secure a new fixed term if desired. Click here to Buyout your loan .

How to Get Started

A home loan, also called a mortgage, is money you borrow from a bank or finance company to buy a house. You pay back this money over time, usually with interest.

Why Choose Mortgage Masters for Your Home Loan?

  • Contact Us: Reach out to our team to discuss your home buying plans.

  • Check Your Options: We'll explain the different types of home loans available.

  • Find the Best Rates: We'll work to get you the best profit rates in the UAE.

  • Apply: We'll help you with the paperwork to apply for your home loan.

  • Get Approved: Once approved, you're on your way to owning your new home!

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